Key ObamaCare Mandate Delayed

Key ObamaCare Mandate DelayedThe Obama administration announced Tuesday that it is delaying a major provision in the health care overhaul, putting off until 2015 a requirement that many employers offer health insurance.

‘Unworkable and unpopular’

The change in the employer mandate is arguably the most significant concession the administration has made to date.  Sen. John Barrasso, R-Wyo., a critic of the law, seized on the delay as a “clear admission” that the law is “unaffordable, unworkable and unpopular.”

The law requires companies that employ 50 or more workers to offer coverage or face fines. The Treasury Department and the White House said that, based on complaints by employers that the system for reporting the coverage was too onerous, they would simplify that system and give employers an additional year to comply. The mandate was originally set to kick in for 2014, but will now start in 2015.


‘New marketplace’

The decision effectively means that penalties that would have been assessed against non-compliant businesses will be delayed until 2015. The administration encouraged employers to provide insurance anyway.  While the employer mandate is being delayed, the so-called individual mandate — the requirement that individuals obtain health insurance — presumably remains on schedule for 2014.

The administration also still plans to open up a new marketplace for government-regulated insurance plans on Oct. 1, to take effect on Jan. 1. And a sprawling set of subsidies would also remain in place.  The delay of the employer mandate, though, raises questions about whether more elements of the law might be delayed in the coming months.

Do you think ObamaCare will be a successful overhaul of the health care plan? Feel free to share your thoughts about this issue!

Source: Fox News

Image: Huffington Post

Obamacare Upheld By The U.S. Supreme Court

In a victory for President Barack Obama, the Supreme Court upheld his signature health care law’s individual insurance mandate in a 5-4 decision, upending speculation after hostile-seeming oral arguments in March that the justices would overturn the law. The mandate has been upheld as a tax, with Chief Justice John Roberts, a Bush appointee, joining the liberal wing of the court to save the law.

Twenty six states sued over the law, arguing that the individual mandate, which requires people to buy health insurance or face a fine starting in 2014, was unconstitutional. Opponents cast the individual mandate as the government forcing Americans to enter a market and buy a product against their will, while the government countered that the law was only regulating a market that everyone is already in, since almost everyone will seek health care at some point in his or her life.


Though the sweeping, 1,000-page plus law passed more than two years ago, much of it will not go into effect until 2014. That’s when states will have to set up their own health insurance exchanges, payroll taxes will go up on higher-income workers, and Americans will have to buy health insurance (for many, with a government subsidy) or pay a penalty of 1 percent of their income to the IRS. (The penalty increases to 2.5 percent by 2016.)

Employers who have more than 50 employees and don’t offer insurance will also begin to face a penalty. Insurers will no longer be able to turn away people with preexisting conditions, or charge people higher premiums based on their gender or health.

In August, health care plans will have to offer preventative services–including birth control–at no extra cost to customers. An estimated 32 million uninsured people will gain coverage under the law, according to the Congressional Budget Office.

So, let’s join the uproar: Are you for or against Obamacare? Tell us what you think of this health care law!

Source: Yahoo News

Image: Examiner